Certificate of Deposit
Take your financial goals further — with confidence and control.
Let your savings grow with confidence.
At Areti, your money works for you — securely, efficiently, and with long-term value in mind.
Our Certificates of Deposit offer a smart way to plan, protect your capital, and watch it grow with guaranteed returns.
Get your Areti certificate of deposit
quickly and easily
Available to personal or business customers
You can earn up to 5% APY* from $500, if you are a Personal customer
As from $1000 earn up to 5% APY*, if you are a Business customer
You must have an active Virtue or Impact Checking Account
To enjoy maximum benefit, you must hold your deposit until the term date
It is ideal for small and medium-sized companies and entrepreneurs
With any Areti Bank account, you have the services you need for managing your everyday banking 24/7 and get your money while joining a community of people who want to make a better future.
Grow your money at the term of your choice and with the best interest rate
The Certificate of Deposit, as a finance instrument, allows you to obtain a fixed return -at the term you choose- according to your objectives and the bank’s interest proposal.
| Certificates of Deposit (Personal & Business) | ||||
|---|---|---|---|---|
|
Term |
APY* |
Minimum to Open Personal |
Minimum to Open Business |
Early Withdrawal Penalty |
|
01 Months |
4.00% |
$500 |
$1,000 |
05 Months of Interest |
|
03 Months |
4.35% |
$500 |
$1,000 |
05 Months of Interest |
|
06 Months |
4.45% |
$500 |
$1,000 |
05 Months of Interest |
|
12 Months |
4.50% |
$500 |
$1,000 |
06 Months of Interest |
Frequently asked questions
Yes—our card uses top-tier encryption and fraud protection. You also get instant freeze/unfreeze control.
Of course! You only need internet access to open an account. Please note that specific regulations may apply depending on your country of birth and current country of residence.
Yes, the virtual card can be added to digital wallets. You can download and use it across multiple platforms, including Apple Pay and Google Pay.
Are you ready
to take control?
Join the new wave of digital banking. Open your Areti account in minutes and manage your finances with confidence, wherever you are.